Appraisal services for Ocala and Marion County homeowners

See the top 7 reasons FL homeowners use Key Appraisal:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a FL divorce, when property needs to be divided
  7. Settle an estate in FL by determining the true market value of property in question

Need help determining the price of your house in or near Ocala, FL?
Contact Key Appraisal.

We at Key Appraisal understand the individual needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Key Appraisal is experts in helping consumers just like you do away with unnecessary PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from Key Appraisal is your #1 weapon.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Key Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Key Appraisal offers field reviews where we'll go out and check the subject and comparables. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.